Pay N Play Casinos

What Is a Pay N Play Casino?

A Pay N Play casino does not require its players to open an account. Essentially you pay the deposit and play the casino games. For many years, opening an account and making a deposit was tedious, while withdrawals took a long time to process.

Trustly surveyed nine European markets and found that players’ main complaints are the sign-up and payment processes, especially when they have to wait for withdrawals. Trustly first introduced Pay N Play casinos to make signing up and to deposit a more straightforward process for players. The company combined three of their products to create the Pay N Play concept. Now players can make withdrawals instantly without needing to wait for days to process the funds. You may have heard of no account casinos or no registration casinos, which are terms commonly used to refer to Pay N Play.

Another factor that Trustly’s studies found was that many players open a casino account but never make a deposit. With Pay N Play, the registration and deposit process becomes one, eliminating this problem, which is incredibly beneficial for casinos. With most regulatory bodies requiring that casinos Know Your Customer (KYC) for security purposes, there’s certain information the casino needs. Trustly’s innovative product takes the admin out of this process for the casino while helping them to stay compliant.

The History of Trustly

Trustly’s original name was Glue Finance and started in 2008 in Stockholm. The company signed their first contracts with clients in the same year. In 2010 the company expanded to more countries, with the first offices outside of Sweden opening in Malta, and they saw more than 200% growth. In this year, the company processed over 1 million transactions.

Trustly entered into strategic partnerships with Groupon and PayPal in 2014, and investment firm Bridgepoint invested a substantial amount in gaining minority stakes in the company. In 2016 Trustly first introduced the Pay N Play concept, which further cemented the success that the company has been experiencing. Two years later, Nordic Capital bought a majority share in the company.

Trustly expanded to the US, Canada, Australia and the South-Pacific and finally listed on Nasdaq in 2021.

How Does Trustly Work?

Trustly is an account-to-account payment system. It allows you to make payments directly from your bank account to the merchant without needing your card details. You only need your bank credentials to make a payment. You can pay close to 8,000 different merchants using the Trustly payment method.

Simply choose Trustly as your preferred payment method. Choose your country of residence, and Trustly will display all the banks available in your region. Once you’ve selected your bank, you need to finalise the transaction by logging into your bank account.

You don’t have to have an account with Trustly to make payments. They are one of the only fintech companies that don’t require a lengthy registration process. Trustly also doesn’t charge consumers fees. Instead, the merchants that use their service pay for the Trustly network. The costs are lower than card payments would be, making it equally attractive for merchants and consumers.

Trustly Security

Trustly uses two-factor authentication, and the company doesn’t store any of your personal information. The Swedish Financial Supervisory Advisory Authority oversees the business that Trustly does in Europe. The company also holds a European Payment Services Provider license following the Payment Services Directive in the European nations.

Trustly is one of the most secure payment methods for internet transactions, which is part of the reason why it’s so popular.

Trustly Live

Trustly Live is a unique service offered for payment on the internet. The Swedish company designed this service intending to eradicate the use of cards when making payments online. Trustly Live allows players to make instant deposits and withdrawals without needing debit or credit card information. You also don’t need to download an app.

This is one of the safest and easiest payment methods that currently exist for internet payments. The service never stores any information and only uses your details when acting as an intermediary between you and a casino.

How Does Pay N Play Work?

Traditionally, when a new player signs up with an online casino, they have to fill in a form and wait for verification. They usually have to send copies of their identity documents and utility bills. The casino checks all the information the player provides, and only then will they be able to make a deposit. Many players give up long before being able to make a deposit.

With Pay N Play, all you need to do is make the deposit. Trustly operates as an intermediary who will provide all the necessary information to the casino, making the process faster and easier.

All you need to do is go to your favourite online casino, click on the “play now” tab, make a deposit using your banking app, and you can start playing the best casino games. The same simple process applies when making a withdrawal. You have to enter the amount you want to withdraw, and the money will reflect in your bank account within seconds.

Europeans wanting to take advantage of this innovative way to play at casinos can use their BankID. This is an electronic bank ID system linked to various larger banks throughout Europe. Banks use this unique system to verify account holders and process transactions. You can also use BankID to authenticate logins and authorise transactions. With Trustly Pay N Play, this is the safest method to make payments to an online casino.

Casino Scenario: Pay N Play

Peter has heard of the Trustly Pay N Play feature, and when he decides to sign up with an online casino, he makes sure that he chooses a Pay N Play casino with Trustly as a payment method. He goes to the ‘banking’ tab, selects Trustly and quickly verifies his deposit. He can immediately start playing.

He accesses the welcome bonus and various other promotions. He’s on a winning streak, and when he decides to withdraw his winnings, he chooses Trustly, and the amount reflects in his bank account immediately. This is, of course, with the Pure model.

If Peter signed up with a casino that uses the Hybrid model, he would fill in a short registration form before being allowed to play the casino’s portfolio of games. Only after he’s won an amount of £200,000 will the casino ask him to send verification documents like his identity document and utility bill. The process is much easier than with a regular casino, and Peter quickly has access to his winnings.

Peter hasn’t been frustrated once during the entire process, and he enjoys igaming as a hobby. The experience has always been a positive one, and Peter is grateful he signed up with a Pay N Play casino in the first place.

William Hill

William Hill is one of the UK’s oldest and most trusted casinos. It has both brick-and-mortar and online casinos, where you can play various casino games from the top gaming developers. William Hill also offers an extensive sportsbook where you’ll find almost every type of sport on which betting is allowed.

LeoVegas

One of the best online casinos, LeoVegas uses the Pure Pay N Play model in Finland. When you make your first deposit, you qualify for a 2005 bonus of up to €100, along with 50 free spins. LeoVegas has an excellent reputation and offers top casino games.

PlayFrank

PlayFrank is one of the top online casinos in the UK. When you start playing, you’ll unlock a first deposit bonus of €300, with 200 free spins. PlayFrank has all the best casino games from top iGaming developers, and the casino has a good reputation with players. You can access table games, slots and a live casino section, with a variety of more than 1,250 games from which to choose. PlayFrank holds an MGA and UKGC license.

PlayFrank Casino Review

Amok Casino

With more than 2,000 games, the low minimum deposit that Amok Casino requires is worth it. One of the promotions that this Trustly Pay N Play casino offers is a 10% cashback bonus without making any wagers. Amok has excellent customer care, which you can contact through a live chat feature, email, or a phone call. Amok Casino offers the Pure model of Pay N Play.

Amok casino review

Wild Fortune Casino

With a sign-up bonus of €100, you can get to know this casino before placing any serious bets. Besides the 2,000 games you can choose from, the casino offers plenty of bonuses and promotions, including a VIP programme.

Wild Fortune Casino Review

Yoyo Casino

Yoyo Casino offers players more than 2,500 games, including live Monopoly. The casino features over 30 gaming providers, giving you a wide variety of the best games available on the market. When you sign-up through the Hybrid model of Pay N Play, you’ll access the 100% match bonus when you make your first deposit of up to €500. They also offer a 15% weekly cashback bonus, among various other promotions.

Yoyo Casino Review

Which Countries Can Use Pay N Play Casinos?

While aiming to roll the Pay N Play offer out globally, Trustly currently has several European markets on board. The Hybrid model is accepted in almost every European country where offshore gambling is legal. Most of these casinos have an MGA (Malta Gaming Authority) license, and in the UK, the online casinos also have UKGC (UK Gaming Commission) licenses.

Countries accepting the Pure model include Germany, Estonia, Finland, Sweden, and the Netherlands.

Estonia

Online gambling has been legal in Estonia since 2010, with the market opening for offshore casinos in 2011. The only prerequisite is that the casino has to get licenses from Estonian authorities. This is part of the reason why Pure Pay N Play models are accepted in Estonia. You can sign up immediately through Trustly, which will provide all your necessary information to the casino. You’ll sign up using Trustly, which will give your basic information to the casino. Estonian casinos won’t ask you to verify your details once you’ve used the Trustly Pay N Play Pure model to open an account.

Finland

The Finnish gambling laws were first instituted in 2001, and while gambling is regulated, it’s not done as heavily as in other countries. Gambling is entirely legal for adults, and it’s prohibited to market any sort of gambling to minors. Offshore casinos must hold a Finnish gambling license.

Finland is another country that allows players to register through Trustly’s Pay N Play, allowing the Pure model for their online casinos.

Read more: Best Finnish Casinos

Playing At Pay N Play Casinos VS Regular Casinos

The main difference between a Pay N Play casino and a regular casino is the registration process. With a Pure model Pay N Play casino, you don’t need to fill in a registration form before being allowed to make a deposit. The casino won’t require you to send verification documents. You simply have to make a deposit to register, and you can play your favourite games immediately.

With regular casinos, the withdrawal process is manual. The casino usually takes at least one business day to process your withdrawal request and then, depending on the payment method, another five to seven days to reflect in your account. WIth Pay N Play, the withdrawal process is automatic, which means it’s done immediately. Since Trustly is the only payment method with Pure model casinos, the amount you withdraw will reflect in your bank account immediately.

With Hybrid model Pay N Play casinos, the casino still requires you to fill in a form to register, but you only have to send verification documents once your net winnings are more than £200,000. Your withdrawals can still be automatic, but the casino can also do it manually. Trustly isn’t the only payment method with these casinos.

If you’re concerned about the games that Pay N Play casinos offer, don’t be. You’ll still have the same quality games from the top developers in online gaming. The gameplay and graphics of the games are still top quality.

Both Pay N Play casinos and regular casinos offer mobile versions of the site. Some sites are optimised for mobile, which means you can access it from an updated mobile browser, while other casinos have downloadable apps.

Bonuses and promotions are a prominent feature in both regular online casinos and Pay N Play casinos. You can access welcome bonuses, reload bonuses, cash back promotions, free spins, and various others, although the value of Pay N Play bonuses tend to be smaller than that of traditional online casinos.

Some of the bonuses that you can expect to see from Pay N Play casinos:

• Welcome bonus
  Welcome bonuses are the most common type of bonus you’ll find from online casinos. The casino offers these exclusively to new players, often in the form of a match with free spins. Most online casinos will offer a 100% match of your deposit, while 200% matches are also popular.
• Free spins
  Another popular bonus that no-registration casinos offer is free spins. Free spins are exclusive to slots, and the casino will usually limit the games on which you can use these spins. You’ll often see that the spins are available for one or two slot machines. Free spins allow the player a specific number of spins on the slot without placing a wager.
• No deposit bonus
  This is an incentive that casinos often offer to new players when they open an account. With a no-deposit bonus, you’ll receive a certain amount of credits in your casino account when you sign up. You don’t have to deposit to activate this kind of bonus.
  Match bonus: Match bonuses aren’t reserved for welcome bonuses only. Many casinos offer match bonuses as a campaign throughout the week or during a specific month or tournament. The casino will match your deposit within a particular range during these campaigns.
• Cash back bonus
  A cash back bonus is where the casino will give you a percentage of your losses back in cash. Many casinos offer money-back bonuses weekly, while others have it as part of a unique campaign.
• Referral bonus
  A casino can give a referral bonus to show appreciation when another player opens an account after you’ve referred them.
• Seasonal bonus
  A seasonal bonus includes offers received during specific seasons, for instance, Spring, Christmas, or even your birthday.
• Loyalty points
  Casinos often have a VIP programme to earn loyalty points whenever you play or make deposits. These loyalty points can unlock specific incentives or get them back as cash after reaching a particular amount.
• Tournaments
  Many casinos have tournaments throughout the year to promote certain games. Poker, blackjack and roulette are popular tournaments that casinos host. They can use a tournament to promote new games, features or bonuses. It can also provide a sense of social gaming and a sense of camaraderie.
• Special prizes
  casinos sometimes use bold marketing tactics. Special prizes can include exotic trips, cars, smartphones, stays in luxury hotels, etc.

Every bonus and promotion comes with conditions. You should always ensure that you understand the requirements before accepting a bonus. You have to wager the bonus amount a certain number of times within a specific timeframe. The most common conditions for bonuses include:

• A minimum deposit is the smallest deposit you can make to the casino to qualify for the bonus.
• Time limitations which is the amount of time you have to meet the bonus requirements.
• Bonus percentage is the amount of money you’ll receive on top of your deposit.
• Bet value is the distribution of weighting of the variety of games. Some games will count 100% towards the requirements, while others will only count 50%-80%. Some games won’t count towards the conditions at all.
• Excluded games are games that are explicitly excluded from the bonus amount.
• Bonus codes are codes you may need to activate the bonus.

Licensing and Regulation

The first aspect is whether the casino has a license and is legal to operate in your area. The UKGC issues licenses for the UK area. You can also play with casinos that hold an MGA license. Pay N Play Pure models aren’t accepted in the UK yet, so you’ll mostly find casinos that use the Hybrid model.

Along with the licensing and regulation, you also want to look at casinos with third-party fairness certificates. This means that a third party fairness testing lab has ensured that all the games are fair and not biassed towards any party. Names you can look for include eCogra, iTech Labs, or GLI. The casino has to publish the certificate on its site.

Bonuses and Promotions

The next aspect you should look at is the bonus the casino offers. We’ve discussed what to look for in a bonus in detail in the previous section. Don’t just look for the highest value. Make sure the bonus suits your needs.

Game Selection

When you’re satisfied with the other aspects, you can look at the selection of games the casino offers. Some casinos offer close to 3,000 games, while others have smaller selections. A good Pay N Play casino will provide a fair selection of games from top game developers. You can look for games you enjoy playing, like slots or table games. Many of these casinos also offer live casino sections, where you can interact with a live dealer while playing your favourite casino games.

Payout Times

With Trustly Pay N Play casinos, you can expect fast payout times, regardless of the casino you choose. This would be another essential consideration with regular casinos, but since we’re looking at no-registration casinos, your withdrawals are processed automatically, ensuring instant payouts.

Summary

Pay N Play casinos are the new trendiest thing to hit the online casino world. It’s changing the way casino registrations take place. You no longer need to fill in lengthy registration forms and send different verification documents. With Trustly’s Pay N Play system, you simply make your first deposit and start playing.

Trustly is a fintech company with many years of record experience and was formerly known as Instabank. The company aims to make payments completely cardless. They have offices all over Europe with more than 500 full-time employees. Trustly is one of the popular payment methods for online casinos.

The Pay N Play casinos work on one of two models. You’ll find Pure Pay N Play casinos in a few European regions and Hybrid Pay N Play casinos in other areas. If you sign up with a casino using the pure model, you don’t fill in any forms. Trustly operates as the intermediary. You can make instant deposits and withdrawals.

With the Hybrid model, you still fill in a short registration form, but you only need to send documents to verify your account once your net winnings are more than £200,000. With these casinos, you can still expect instant deposits and withdrawals if you use Trustly as a payment method. The casinos can still choose to process your withdrawals manually.

There is a myriad of online casinos that offer the Pay N Play solution. Many of these casinos have been online for decades and are well-respected. You’ll find that they offer excellent welcome bonuses and other promotions. The game portfolios are usually extensive, although smaller casinos sometimes provide fewer than 1,000 games. Top developers are responsible for the gameplay and features.

When choosing your favourite Pay N Play casino, make sure it holds a license to operate in your area. It should also have certificates from third-party fairness testing labs to ensure that the casino is fair. You should look at the safety and security of the casino and only work with Trustly casinos that use SSL encryption.

Consider the bonuses and promotions that casinos offer. Don’t be blinded by a lucrative amount. Instead, look for bonuses that you can use to supplement your bankroll. Ensure that you understand the wagering requirements before accepting a bonus amount.

If you’re worried about the security of Pay N Play casinos, you do not need to be. Not only are the ones licensed and reputable safe and fair, but Trustly also ensures extra protection against fraud. The Swedish Financial Supervisory Authority oversees all the business the company does. Trustly never stores any information that a third party could access and use to commit fraud. Furthermore, they have extensive measures in place to ensure the safety of all your online transactions.

Final Thoughts

Pay N Play casinos are making it much easier to sign up with online casinos and start playing. It’s also beneficial for faster withdrawals, so you no longer need to wait days for your money to reflect in your bank account.

Trustly is a safe payment method that takes extra precautions to ensure the security of your online transactions. Try a Pay N Play casino for the best game experience of your life.

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