Klarna Casinos

With massive technological advancements, the iGaming space has evolved significantly. Currently, there are a plethora of ways to top up or withdraw from online casinos. So, how do you know the most ideal one?

Your overall security and privacy are crucial, and so are the transaction speeds. Some payment options work well in some areas, but slack in others. However, top-flight companies work tirelessly to ensure efficiency in all aspects.

A good example of such a payment facilitator is Klarna. The Sweden-based brand has remained true to its mission – offering simplicity and transparency in everything.

Notably, the payment method is most popular in Scandinavian nations. It also merged with Sofort, which brings in a little confusion. Casinos accepting Klarna often list it as Sofort.

Klarna logo
Klarna logo

Online Casinos Тhat Аccept Klarna Payments

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Company nameKlarna Bank AB
TypePrivate Payment Processor
Casinos using it150+
Deposit/withdrawal timeInstant 
FeesDeposit – 0%
What is Klarna

What is Klarna?

Klarna is a Swedish online payment method. It is used for purposes such as purchases and casino top-ups.

The leading fintech brand was established in 2005 in Stockholm. It is owned and operated by Klarna Bank AB.

The company had a rocky start. However, with the help of an investor, it had a breakthrough. In 2007, the Venture firm invested in Klarna. This allowed it to expand to the rest of Scandinavia.

In 2010, they grew even further and began offering services to the Netherlands and Germany. A year later, Klarna scaled new heights. It was even listed among the ‘100 most promising young tech firms’ by The Telegraph.

Since then, Klarna has grown and absorbed several fintech firms in the Klarna Group. In 2014, Klarna merged with Sofort Banking, which was a big boost. Today, the brand processes more than a million payments daily.

Over the years Klarna has evolved into one of the largest digital banks in the European Union. It currently enjoys a fanbase of 147 million active users.

The service allows you to make direct payments to merchants over the internet. Moreover, it offers a pay-after-delivery service that can be billed in installments.

Some of the biggest online casinos in Europe offer Klarna as a payment option. However, since it is a payment processor, Klarna can only process casino deposits.

In countries like the US, Klarna is only available for merchant payments. From the look of things, however, it may be integrated into online wagering.

Away from that, the payment facilitator supports several currencies in Europe. Stick with us as we explore more about Klarna.

Best 3 Klarna casinos reviewed

Review by: Gerry

Updated: 21-05-2024

Enjoy hours of exciting games at National Casino. Online since 2021, National is a new and professionally done online gaming site. Currently, the casino has a massive game portfolio of more than 4200 titles.

A good number of these games are mobile-compatible. Moreover, they are supplied by leading software developers including Play N Go, and Pragmatic Play. As such, it has enough titles to quench the thirst of gambling enthusiasts.

National Casino is certified and regulated by the government of Curacao. You can therefore be certain about its fairness and reliability.

The casino offers fun and popular slots such as Medusa: Fortune and Glory. In addition, you get to enjoy live dealer and table games. To help boost your overall winnings, the casino has progressive jackpots too.

At the casino, Klarna is only available for deposit purposes. Moreover, deposits made via Klarna are instantaneous and free of charge.

User data at the casino is protected with the latest SSL encryption. As such, your info is safeguarded from unauthorized access.

National casino values customer satisfaction. Therefore, the casino has a support team on standby round the clock. You should check it out.

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Review by: Pettie

Updated: 29-05-2024

For fun and unique online gameplay, Casumo Casino is the perfect casino for you. Established in 2012 in Scandinavia, Casumo has made its impact in the UK.

Casumo markets itself as an online casino with a difference. The gaming site has a vast variety of games that you can choose from. It currently partners with more than 60 top-rated software providers.

Its massive game portfolio is made of more than 850 games. The available offerings consist of slots, bingo, live dealer games, and table games.

Casumo casino is registered and licensed by the UK Gambling Commission and Malta Gaming Authority. These are the best and largest online gambling regulatory bodies.

On top of that, it is certified by TST and eCOGRA labs for fairness. As such, Casumo is a safe and provably fair site to wager at.

The provider accepts Klarna for deposits only. Further, Klarna top-ups are free and take seconds to process. When it comes to withdrawals, you may have to look for alternative options.

Casumo’s support team is available 24/7/365. The team is made of professional, quick, and knowledgeable personnel. You’ll therefore get reliable support at any time of need.

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Review by: Gerry

Updated: 22-05-2024

Specially tailored for players in the UK, King Casino is a great addition to iGaming. The operator offers some of the best games in the market. Here, you will find slots, live dealer games, and table games.

The casino has more than 1800 offerings under its belt. Further, it partners with 40+ leading software developers. As such, you can be sure that you’ll find your favorites.

Away from that, King is registered and licensed by the United Kingdom Gambling Commission. As such, the site is secure and safe. You won’t have to worry about your banking details leaking.

On top of that, the site is certified by iTech Labs for reliability. Therefore, you can rest assured that the offerings are provably fair.

King Casino has an RTP of 96.5% on average. This means that the reward per win is quite significant.

At King Casino, Klarna is offered for deposit purposes. Payments made via Klarna are processed in seconds and are free. In terms of withdrawals, an alternative option should suffice.

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How to Open Klarna Account

With Klarna, you do not have to go through a lengthy sign-up process. As a virtual bank, the account setup is just for authentication purposes. However, you must be 18 years and above to use Klarna. Follow these simple steps to get started.


Go to the official website and create an account

Visit klarna.com/login or download the Klarna app and select your country of residence. Click on the Create Account button and enter your email.

A verification code will be sent to your email that you must enter in the next pop-up. Afterward, enter your phone number and verify it as well using a code. 

Fill in your personal information

Identity verification

In the next window, you will provide your full name and physical address. To verify your identity, you should provide your ID, passport, driver’s license, or Medicare card. The site may ask for your middle name (if any) at this point.

Set up an authentication method

Set up an authentication method

After completing the registration, choose an ideal authentication method. You can select Fingerprint, Face ID, or PIN.

Select a payment plan

Select a payment plan

In the next step, enter your mobile banking details and pick a suitable payment plan. These include Pay Now, Pay in 3/4 Installments, and Pay in 30 Days. You should be able to transact using Klarna henceforth.

Link a card or bank account

Link a card or bank account

Klarna has the so-called Pay Later and Slice It options. As its name suggests, the former allows you to pay for goods or services ordered later. Slice It, on the other hand, allows dividing huge cash over several installments.
However, Pay Later is not available for online gambling transactions. You’ll therefore need available funds to make casino deposits. But it’s easy since all you need is to link your credit card or bank.

Deposit at your preferred casino

Fund your casino account

To top up your account, head to the casino’s cashier page and select Klarna. Next, enter the amount you wish to pay.

You’ll be redirected to Klarna’s website. Here, you need to log into your online banking system.
Once your identity is verified, the money should appear in your casino account immediately.

New Casinos

New casinos accepting Klarna

The online gaming space is a dynamic market, so to speak. Unsurprisingly, gambling websites are always on the lookout for new and reliable payment methods. That is as true for the casinos as it is for players.

Online casinos know the importance of providing several payment options to players. At the same time, players only prefer wagering at secure and reliable casinos.

Klarna is among Europe’s biggest fintech brands. For this reason, it partners with new casinos frequently. Find the latest Klarna casino partners below.

2022 Launched Klarna Casinos
#Casino nameGamesLaunchedVisit casino
1Hit N’ Spin Casino2800+ICS MANPOWER SOLUTIONS Ltd. Read review
2Wazamba Casino3200+2020 Read review
3Malina Casino9000+2024 Read review
4Slotimo Casino2000+2021 Read review
5Sportuna Casino4000+2023 Read review
6Verde Casino3000+2023 Read review
7AmunRa Casino1500+2020 Read review
8Nomini Casino4000+2019 Read review
9PriBet Casino4000+2022 Read review
10Nine Casino2000+2021 Read review
Fees And Taxes

Klarna Fees & Taxes

Online payments made via Klarna to merchants and online casinos are usually free. Since its inception, this has always been the case. You can therefore top up your casino account using Klarna at no extra charges.

That said, Klarna has various services that may incur fees as per the T&Cs. However, they are also interest-free if payments are made on time.

For example, you won’t be charged interest if you choose the Pay in 30 Days or Pay in 4 installments plans. As long as you clear the loans within the allotted time, the plans are interest-free.

However, you may incur charges if you select any of Klarna’s financing plans. These include planned payments and monthly financing options. With these, the Annual Percentage Rate (APR) ranges from 0 to 25% for purchases.

Note that you can avoid these interests if you qualify for a No-Interest-If-Paid-In-Full promotion.

If you miss a payment, Klarna may impose fees. Moreover, the fees could rise to 7% if Klarna tries and fails to receive your payment for the second time. The aforementioned fees only apply to customer-merchant payments.

When it comes to online casinos, Klarna does not issue loaning services. Transactions in this case are processed directly from your bank account. Depending on your financial institution’s policies, you may incur management charges.

For the most part, transactions via Klarna don’t have any limits. However, gambling sites may set varied limits per transaction.

Security & Support

Klarna Security & Support

When evaluating the effectiveness of a payment solution, safety, and privacy play a key role. Customers prefer dealing with payment options that can guarantee their privacy and safety.

The internet is a very risky space with lots of data breaches. So, you should only use reliable and reputable banking solutions.

With that said, Klarna is quite a secure and safe solution for online gambling. The payment service has various measures in place to ensure data security. Moreover, Klarna brings some sense of anonymity to iGaming.

According to the site’s agreement policies, Klarna does not share user information with third parties. The system is a bridge between your bank account and a merchant or an online casino. As such, your personal and banking details remain inaccessible to third parties.

When using Klarna, your bank must send you an OTP (One-Time Password) or Transaction Authentication Number (TAN). This unique code is only usable once and becomes invalid after 24 hours. That way, Klarna can lock out any unauthorized access.

Further, the company protects all transactions using the latest SSL encryption protocols. As such, all transactions are inaccessible by third parties. Only your bank and you can access such data.

Klarna also keeps a very elaborate bankroll of all transactions. Therefore, the site can account for every dime spent.

Most importantly, Klarna has a dedicated customer support team on 24/7 standby. All issues are always dealt with in a professional and amicable manner.

Payment market coverage

Klarna Market Coverage

In terms of worldwide coverage and geo-restrictions, Klarna gets an okay from us. It’s a parent company of other Fintech brands like Sofort, remember?

Currently, Klarna is used for merchant checkouts in 11 countries. These include:

  • Norway
  • Sweden
  • Finland
  • The United States
  • The United Kingdom.

Aside from that, custom payment plans by Klarna are available in more than 20 countries. These include

  • The United States
  • The Netherlands
  • Belgium
  • Australia.

In addition, Klarna is also available in physical stores in a couple of countries. These include

  • Denmark
  • Germany
  • Austria
  • France
  • Switzerland
  • Italy
  • Spain
  • Poland
  • Canada

Away from that, Klarna supports a vast range of popular currencies for casino payments and checkouts. With the payment processor, you can use

  • USD
  • AUD
  • CHF
  • CAD
  • GBP
  • DKK
  • NOK
  • PLN
  • SEK.

That said, every online gaming site has its own agreements with Klarna. As such, these casinos will only accept the currencies based on the jurisdictions they serve.

In this case, ‌you will incur currency conversion fees before you can place wagers. But don’t fret, the fees are affordable.

Pros & Cons of using Klarna at an online casino


  • Swift top-ups
  • Diversity in payment plans
  • Is customizable
  • Supported by top investors in the financial industry
  • Simple and easy to use
  • Has a mobile app
  • Easy sign-up process
  • Anonymity, and security



  • Available in a few countries
  • No withdrawal services
  • Different fee policies


Did you know_

Did you know?

  • Klarna is one of the five most-used payment methods in Sweden
  • Klarna is the parent company for giants such as SofortÜberwisung and PriceRunner.
  • In 2021, Klarna launched its ‘Pay Now’ plan to the US market
  • Klarna has an interest-free card for payments in physical stores and online.


Klarna does not charge any fees when it comes to casino top-ups. However, your banking institution may charge you based on its payment policies. Always ensure your account has sufficient funds for any eventualities.

Currently, Klarna does not offer casino withdrawal services. The payment service is not an e-wallet hence it cannot hold withdrawn funds. You will have to find another reliable payment option for withdrawals.

There isn’t much difference between the two companies. Klarna acquired Sofort in 2014 making it Sofort’s parent company. However, since Klarna houses other fintech companies, it has wider coverage.

Absolutely not. Klarna performs soft credit checks to determine your eligibility for the Pay Later plan. As such, it is a good option even for unemployed persons provided your credit score is good.

Klarna has a skillful and knowledgeable customer service team. You can reach the team through the 24/7 live chat feature. Note that some inquiries have already been covered under the site’s FAQs section.

No, you don’t. Klarna is simply a link between your bank and casino. It, therefore, provides a way to move funds from your bank to your casino account.

Similar payment methods

The online gambling space has reliable payment plans similar to Klarna. Some can be used only for deposits. However, most of them offer withdrawal services as well. The following are some alternatives to using Klarna.



Using prepaid vouchers to make payments is a perfect alternative to Klarna. Paysafecard is a good example of a prepaid card you can consider. The service allows you to top up your casino account instantly.

In addition, Paysafecard can be purchased at physical and online stores. Just like Klarna, you cannot use Paysafecard for casino withdrawals.



Another popular payment method in iGaming is the electronic wallet. EcoPayz is one of the most prominent e-wallets in the world. However, it is only available for customers in Europe.

Despite its small market coverage, ecoPayz is a relatively safe, fast, and reliable e-wallet. Various casinos across Europe now accept ecoPayz as a banking option. Moreover, creating an ecoPayz account is free and simple.



Mobile wallets like Boku are also great alternatives to using Klarna. With Boku, you can use your phone bill to place bets at online casinos. The mobile wallet is efficient since it allows players to fund casino accounts on credit.

Thanks to Boku, you can forget about limitations encountered when using credit cards. Boku then credits the amount you use based on your payment plan. In addition, it is a good option for players that prefer to stay anonymous.

Currencies Supported91279
Deposit timeInstantInstantInstantInstant
Withdrawal timeN/AN/AN/A48 hours maximum
Final Verdict

Final verdict

Undoubtedly, Klarna is among the leading payment facilitators worldwide. It was created to help ease online payments across the continent. Evidently, the payment method has done exactly what it was intended for.

Over the years, the prominence of the online payment processor has increased greatly. Currently, the brand serves the United States, Australia, and some countries in Europe. In total, the are 22 unrestricted countries.

Like all other services, Klarna has its upsides and downsides. Notably, the benefits greatly outdo the pitfalls.

With Klarna, you can purchase goods online on credit. The service offers loan services with various payment plans to choose from.

You can also use Klarna to top up your casino account. However, the loaning services are not available to gamblers.

Klarna makes online payments convenient. As such, it is your best bet when you want to transfer funds to casinos and merchants.

As a payment facilitator, Klarna has automated its systems to provide efficiency. Consequently, the service can process several payments at a go without a hitch. Moreover, it takes a matter of seconds to process the payments.

One of the greatest advantages of using Klarna is its privacy and security. Klarna has robust security firewalls and protocols to safeguard users. This way, the site can immediately detect fraudulent activity and curb it.

About the author

Pettie author

Pettie Iv / Head of content

Pettie is really passionate about delivering the best reviews in an easy to understand language & way.