Giropay Casinos

The most notable breakthroughs in e-Banking don’t come from flashes of inspiration. In reality, online banking nowadays thrives from various collaborative efforts.

When financial institutions come together, they’re always bound to break all barriers. Giropay, a German powerhouse, is a product of such collaborative efforts.

In the early 2000s, online security was in limbo. Banks in Germany saw this issue as a hindrance to their expansion.

As a result, they joined forces to create Giropay. In recent years, the payment system has become a hit in iGaming.

With this guide, you’ll learn about Giropay’s features, as well as its pros and cons. We will review some of the best Giropay casinos too.


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Company nameGiropay GmbH 
TypeOnline Banking System
CountryGermany and Austria
Casinos using it100+
Deposit/withdrawal timeInstant / Unavailable
FeesDeposit – 0.9-1.2% + €0.008
What is Giropay

What is Giropay?

Established in 2005, Giropay is a perfect success story in Germany. It is an online payment solution headquartered in Frankfurt.

At first, the service was a collaborative effort by:

  • Postbank (a retail arm of Deutsche bank)
  • The German Cooperative Financial Services Network, and
  • The German Savings Bank Group.

As such, the consortium put Giropay above several other fintech services.

Nowadays, bank partnerships are not so rare. However, the situation in the first decade of this century was quite different.

Not many financial institutions were willing to tread the online route. This is because customers were still skeptical about using the internet for financial purposes.

The emergence of eCommerce stores and iGaming made online payments a necessity. Notably, the main issue revolved around the sharing of user details. Existing security measures could not prevent various cybercrimes including credit card hacks and fraud.

Giropay was then created to tackle these problems. In fact, the company’s approach made the brand an instant hit in Germany.

By 2008, Giropay had processed upwards of 3.2 million transactions. The number has been on the rise since.

In 2014, Giropay merged with EPS, the leading online payment solution in Austria. Consequently, Giropay’s service became available in the two countries. The merger opened up a potential of 45+ million customers.

In 2019, Giropay saw yet another significant breakthrough when it adopted a new PSD2 (X2A) interface. This advancement allowed the brand to serve customers of non-partner banks. It resulted in near-total bank coverage all over Germany.

Today, approximately 1500 German and Austrian financial institutions are in consortium with Giropay. The brand currently processes about a million transactions daily.

Due to its credibility, most gambling sites in Austria and Germany allow Giropay payments.

Best 3 Giropay casinos reviewed

Review by: Gerry

Updated: 21-04-2023

Enjoy the hottest collection of games at Jonny Jackpot. Established in 2018, the casino has made significant strides in the iGaming space.

It is owned and operated by White Hat Gaming.

The casino is certified and regulated by both the Malta Gaming Authority and UK Gambling Commission.

Jonny Jackpot utilizes the latest instant-play platform with titles provided by 90+ studios. As you scroll down, you’ll clearly see lots of top-rated games.

The operator’s broad gaming catalog is made up of more than 1500 games. Even though most games are slots, the selection is pretty decent. You will find table games, live games, and scratch cards among other games.

Further, Jonny Jackpot allows you to switch to your preferred mobile device. The platform is mobile-friendly to allow you to wager on the go. As you switch, you still get plenty of games engineered for mobile use.

At Jonny Jackpot, Giropay is available for deposit purposes only. You will have to look for an alternative withdrawal method.

Giropay deposits are processed in seconds with fees of up to 1.2%.

JonnyJackpot Casino Review

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Review by: Pettie

Updated: 16-05-2024

Take part in exciting and innovative titles offered at Playamo casino. Online since 2016, Playamo is among the best online casinos.

The operator is licensed and regulated by SoftSwiss. Its current headquarters are in Cyprus, Curacao.

Playamo has a vast range of games. At the casino, you can play slots, table games, and live dealer games. The casino boasts a virtual game lobby of more than 3500 titles.

Moreover, the operator presents games from leading software developers in the world. As such, you get nothing but the best gaming experiences.

At the casino, you get a great blend of 24/7 customer support and mobile-compatible gameplay. Regardless of the platform you prefer, you can be sure of games tailored specifically for it. This way, you get to enjoy wagering on the go.

Playamo casino accepts Giropay for deposits only. Moreover, the deposit fees fluctuate from 0.9% to 1.2% depending on the top-up amount. With that said, the transactions are usually instantaneous.

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Review by: Alex

Updated: 11-05-2023

Based on the Wild West, Cozino casino has a quite intuitive theme. The casino is operated and owned by SkillOnNet Limited. It has a nice collection of games under its belt.

Upon entering this digital saloon, you will find over 1200 games to choose from. They include slots, scratch games, roulette, blackjack, poker, and jackpots.

The titles are provided by 30 top-rated software developers worldwide. Therefore, you can be sure to enjoy the best gameplay.

Cozino Casino first went live in 2018 and is now regulated by UKGC and MGA. These regulatory bodies are respected for their strictness in iGaming. So, you can rest assured of your safety and privacy at Cozino casino.

The best part about the casino is the 96.11% average RTP. This means that most games here can earn you great rewards per win.

Further, the games are audited by eCOGRA. As such, Cozino casino offers provably fair titles.

Regarding payments, Giropay is available at Cozino casino. However, it’s a deposit-only banking method.

You’ll therefore need to find alternative options for withdrawals. Anyway, Giropay deposits are instantaneous but incur fees of up to 1.2%.

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How to open a Giropay account

Excitingly, you do not need to sign up for a Giropay account. In modern fintech, integration has always been a problem. However, it should play a large part in how we view and gauge payment options. Among the main obstacles toward complete integration is the need to sign up for another account. However, Giropay has solved this problem. The following are the steps to take to get started with Giropay.


Create a German or Austrian bank account

If you are in either country, you can head to a partner bank and set up an account. The banks will obviously need a couple of information from you. These include your full name, identification documents, and residential address.

Set up your account for mobile banking

Set up your account for mobile banking

With the help of the bank, you should set the account up for mobile banking. Only then can you integrate it with Giropay. After that, deposit some money into the account.

Visit the Giropay website (1)

Visit the Giropay website

Head over to and set up an account. You can set it up either as a buyer or seller. Whichever you choose, you’ll have to provide a username/email and password.

Afterward, you’ll input your bank, bank account number, and mobile banking PIN. In addition, a phone number is required to which Giropay will send a Transaction Authentication Number (TAN).

Your account will be ready for online payments to merchants and online casinos.


Fund your casino account

With everything set up, you can confidently head over to your casino of choice. To use Giropay, you should select it from the deposit options available. 

You will then be redirected to your online banking page. Here, you will be required to enter an account number and PIN code. After that, the bank sends a TAN code you need to confirm the transaction. 

The amount you would like to deposit is immediately deducted from your bank account. It’s then transferred to your online casino account.

New Casinos

New casinos accepting Giropay

Currently Giropay is among the leading payment solutions all over Europe. For many reasons casinos seek to integrate the payment option. This provides players in Germany and Austria with the flexibility of payment options

The iGaming industry is quite a saturated space. For gamblers, the reliability and security of a casino are important aspects. As a result, picking an ideal online casino becomes an uphill task.

At Correct Casinos, we understand the need for staying in the loop about the new casinos accepting Giropay. For this reason, we usually ensure this list is updated on a regular basis.

Check out the latest Giropay casinos below!

2022 Launched Giropay Casinos
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1CazWin Casino4000+2024 Read review
2Nab Casino7300+2024 Read review
3MagicalSpin Casino4000+2024 Read review
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5Funti Casino3000+2024 Read review
6Merlin Casino8500+2024 Read review
7CasinoOfGold Casino1,400+2024 Read review
8BlaBlaSpin Casino4000+2024 Read review
9Playio Casino6000+2024 Read review
10StakePrix Casino6000+2024 Read review
Fees And Taxes

Giropay Fees & taxes

At the end of the day, payment processing companies also strive to make profits. For this reason, quite a number of them will charge you admin fees to use their services. Others will impose hidden fees that you have to find out by yourself.

In the case of Giropay, you incur fees ranging from 0.9 to 1.2% for various services. For services such as requesting payments, you will incur flat fees of 0.9%.

Giropay is a perfect way of making online casino deposits. However, the fees fluctuate depending on the amount to be deposited. The fee percentage decreases as the top-up amount increases.

For some reason, Giropay seems to cater to high-rollers in the online casino industry. This means that the more you choose to transfer, the lesser the fees you are likely to incur.

Be that as it may, these fees make a lot of sense since you get top-notch services in return. Moreover, Giropay is among the few payment options that allow you to request online payments through invoices. Such a service, no matter the choice of payment option, attracts management fees.

It is worth pointing out that Giropay is not an e-wallet. As such, it is not capable of holding funds. The payment processor simply acts as a buffer between you and your bank.

As a payment processor, Giropay simply charges fees based on the bank’s policies. This is because the banks must also apply their charges as per mobile banking requirements.

With that said, you must always ensure your bank account has enough to cater to Giropay fees.

Security & Support

Giropay Security & Support

Aside from gameplay, the security, and safety of an online payment method are crucial. A good solution has to put in place various measures. Their major work is to help curb fraud and other malpractices.

As you may have figured out, it is clear that Girpoay is quite a secure and private method. The payment processor has strict policies on the customer information it stores and uses.

Giropay does not share your personal and banking information with online casinos and merchants. As such, it is a perfect option for customers that would like to retain their anonymity.

Moreover, the payment solution uses the latest 256-bit Secure Socket Layer encryption. Therefore, all transactions processed by Giropay are protected from various malpractices. User data is also kept safe from access by third parties.

In addition, Giropay does not require lots of information from users. This is because the banks already have the customers’ details. Therefore, the payment option reduces the needed information to the minimum.

Besides these measures, Giropay transactions must be confirmed with a TAN and PIN. No payment can be processed without the account owner’s knowledge.

Since payments are processed instantly, there is no risk of a third party getting involved. This way, your entire transaction history can only be accessed by you and your bank.

All transactions up to EUR 5000 are always insured by Giropay. Therefore, you can rest assured that your money will not be lost in the process. Moreover, in case a transfer fails, your money is always refunded forthwith.

With regard to support options, Giropay offers two customer care options. You can contact them via phone or email. Any means you use, be sure that your issues will be sorted promptly.

Market Coverage

Giropay Market Coverage

Another important aspect of a payment method is its availability. This allows users to transact with ease and convenience.

Of course, it is always great for payment options to be available in as many countries as possible. Good payment platforms are always accessible to people who deem them useful. After all, when technology is shared, it ‘grows’.

Giropay, at the time of writing, is only available in two jurisdictions– Austria and Germany. The creators did not plan for the option to cover the Austrian market. However, it did not come as a surprise given the bilateral relationship between Germany and Austria.

However, Giropay should not be admonished for not being available all over the world. This is because the payment option is a collaborative effort between German and Austrian banks.

Perhaps in the future, the payment solution will partner with banks in other nations.

Local payment solutions are still relevant in this day and age. Giropay offers lots of them for Austrian and German citizens.

The service is an important aspect of the online space in the two nations. As such, we cannot ignore its benefits to the residents of the countries.

Currently, Giropay only supports EUR as currency.

Pros & Cons of using Giropay at an online casino


  • Highly secure solution
  • Fast casino deposits
  • Fast withdrawal
  • No account needed
  • Anonymous



  • 0.9- 1.2% + 0.8EUR deposit fee
  • Only available in two countries
  • 24-hour verification time


Did you know_

Did you know?

  • Giropay allows you to pay for your fuel bills using the eCharge+ app.
  • Since December 2021, the payment option has been integrated for online shopping.
  • Paydirect and Giropay have merged into a single brand.


Yes, the payment service uses various security features and approaches. As such, third parties such as the government cannot access transactions 

Currently, Giropay is not available for casino withdrawal. This is because it is merely a payment facilitator and cannot hold funds.

Yes, Giropay has mobile versions of its services compatible with iOS and Android. Moreover, its UI is impressively lightweight and works on older devices as well.

Technically, Giropay does not offer reversal services. With that said, the company urges you to reach the support team if you encounter problems with a merchant.

Currently, Giropay is only accessible in Germany and Austria. However, you must be an account holder with a member bank.

Similar payment methods



As a german-based payment method, Sofort is a perfect alternative for German players.

Like Giropay, Sofort is available for online casino deposits. It was formerly known as Payment Network before it changed its brand name in 2005.

Sofort is available in 13 countries including Austria, Belgium, the UK, and the Netherlands. The payment option is owned and run by Klarna Group which acquired it in 2014.

With Sofort, you do not need to register for an account. You are good to go as long as you hold an account with a partner bank.

When it comes to casino withdrawals, you will have to look for other alternatives. Sofort is yet another secure and reliable payment option.

Casinos accepting trustly payments


With a long history in payment processing, Trustly is a widely used e-money transfer brand. The payment method was created in 2008 by the Trustly Group AB.

The brand provides a fast way of making casino payments. Its prominence has greatly increased in the iGaming space.

Notably, Trustly was tailored with iGaming in mind. However, it is nowadays used to make online payments from a bank account.



With Zimpler, you can make secure and safe online payments. It is yet another innovative and convenient payment solution out of Sweden.

Casinos using Zimpler are able to automate different payments. Moreover, the payment process has a straightforward sign-up process.

Its main aim is to make casino transfers as simple as possible. It uses HTML% technology to provide a smooth mobile experience.

Currencies Supported140+56
Withdrawal timeN/A2-48 hoursN/A2 days max.
Deposit timeInstantInstantInstantInstant
Final Verdict

Final verdict

Giropay is only available in two countries currently which are predominantly German-speaking. As a result, the website is tailored for German speakers. Moreover, most reviews we found online were mostly in German.

With that said, Giropay is such an innovative online payment processor. It is used to facilitate payments to merchants and online casinos.

The payment option is widely accepted since it does not require a lengthy sign-up process. As long as you hold an account with a member bank, you are eligible to use the service.

The bilateral relationship between Germany and Austria played a vital role in Giropay’s expansion. Today, the brand partners with more than 1500 banks hence providing convenience.

Giropay has various security measures to secure your transactions. Thanks to its Secure Socket Layer encryption, third parties cannot access your transactions. Consequently, you get to enjoy a sense of anonymity when transacting with online casinos.

An important thing to note is that Giropay supports the EUR currency. As such, you don’t have to incur exchange fees when depositing to casinos in Germany and Austria.

For so many years, players have trusted the payment solution with their money. It can process various payments simultaneously for convenient online payments. Today, it processes over a million transactions per month.


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